*Own New Rate Reducer is only available on selected new build homes at participating developments. Speak to a Linden Homes local sales consultant for more information. The Own New Rate Reducer scheme cannot be combined with other offers or scheme. Participating lenders only. Own New Rate Reducer is available at the lender’s discretion. Mortgages up to a maximum value of £1,000,000 only. Rate reduction is for the fixed, introductory period of the mortgage only (usually 2, 3 or 5 years but this will depend on your individual mortgage). Your interest rate and mortgage payments will increase after the fixed, introductory period – please consult your independent financial advisor and/or your lender. See ownnew.co.uk for more information about the Own New Rate Reducer scheme. Linden Homes is not regulated by the Financial Conduct Authority (FCA) and cannot offer mortgage advice. Independent financial advice must be sought from a regulated mortgage broker to access this scheme. You should confirm with your independent financial advisor that the Own New Rate Reducer Scheme, and any mortgage deal available with the benefit of the scheme, is suitable for you, in your individual circumstances. The Own New Rate Reducer Scheme is an independent third party scheme. If you are eligible for the scheme, then Linden Homes will make a cash payment after completion of typically from 3% of the purchase price of the property to Own New, which will be passed onto the relevant participating lender (after deduction of Own New's commission) so that they can offer a mortgage product at a rate that is subsidised from their usual product range. Rate reductions, rates and savings are subject to availability of the Own New scheme. Any rates or savings quoted are examples provided for illustration only and you should not rely on them. The actual reduction, rate and saving you achieve will depend on your individual mortgage offer. References to reductions and any example rates and savings are as compared to the same mortgage without use of the Own New scheme over the fixed, introductory period of the mortgage. Mortgage offers will be made at the lender’s discretion and in line with lender’s criteria. +Deposit contribution offer available on selected plots and selected developments only and limited to reservations made by 31.12.24, Deposit Contribution amount may vary depending on plot or development. Cannot be used in conjunction with any other offer, scheme or discount and conditional on paying full asking price unless otherwise stated. Please contact one of our sales consultants for details of which homes are covered, the amount of the deposit contribution and for further details. Purchaser will still be required to provide at least 5% deposit (subject to lender criteria).Purchaser’s taking advantage of this offer must claim at the time of reserving a property from us and it must be recorded on the Reservation Form. Subject to individual lender terms and conditions. Deposit contribution will be credited on exchange of contracts. Deposit contribution cannot be exchanged for cash. Offer may be withdrawn at any time without prior notice. Also, the contribution may not reduce the amount of stamp duty land tax payable. The offer is conditional upon the purchase proceeding to legal completion.
^12 Month Mortgage Offer available on selected new homes and developments only and for a limited time. Offer may be withdrawn or extended at any time and legal completion must take place on or before 31st Dec 2024 (or such other date as may be communicated in writing). The maximum mortgage payment is £1,000 per month for a maximum of 12 months and is dependent on purchase price, for properties under £300,000 you will receive £500 per month, making the total payment upon completion of £6,000. For properties between £301,000 - £399,999 you will receive £750 per month, making the total payment upon completion £9,000. For properties over £400,000 you will receive £1,000 per month, making the total payment upon completion of £12,000. Total payment must not be more than 5% of property purchase price. Total payment will be deducted from funds due on legal completion. Cannot be exchanged for cash. Subject to lender’s approval. This offer is not to be used in conjunction with any other offer, discount, promotion or scheme. To take advantage of this offer you must claim before reserving a property from us. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Subject to individual lender terms and conditions. Our usual reservation and sales terms and conditions also apply. Please speak to one of our sales consultants for more details. 5-star home rating based on the independent annual home owner survey conducted by the Home Builders Federation.
Home Exchange† is available on our selected new build homes only, subject to contract and eligibility criteria. We reserve the right to refuse to agree to Home Exchange† of your current home and we are under no obligation to give reasons why. Home Exchange† is also subject to the terms of your Reservation Agreement with us. As a guide, your current home to be exchanged with the new home must not be worth more than 75% of the value of your chosen new home. To take advantage of this offer you must claim before reserving a property from us and before any other discount is applied. Offer may be withdrawn at any time prior to reservation. We may also require evidence of your financial ability to proceed with the purchase of a new home from us. You are not obliged to accept any offer we make for your current home. Before we make you an offer for your current home, we will instruct a minimum of two local estate agents to undertake an independent valuation based on securing a buyer within a specified selling period determined by us at the relevant time. Our consultants may also visit your current home. We will then determine our offer (at our sole discretion) which will be subject to:
• You being financially qualified by an independent mortgage advisor nominated by us to proceed with the intended purchase of your chosen new home
• Us receiving a satisfactory home buyers survey of and legal due diligence on your current home
• You legally exchanging contracts to purchase your chosen new home from us within the period specified in the Reservation Agreement
On accepting our price for your current home, you will need to pay a reservation fee and complete a Reservation Agreement to reserve your new home from us. You will also need to complete a Home Exchange† form in relation to your current home. On reservation of your chosen new home, we will organise a home buyers survey of your current home and our appointed estate agents will market your current home. You are responsible for any previous arrangements with your own estate agents appointed by you. Reservation fees may not be refunded if cancellation by you occurs once the home buyers survey has been instructed or if you do not exchange within the agreed reservation period. You may need to leave a full set of keys and agree access to your current home for accompanied viewings for potential buyers with the appointed estate agents. You agree to ensure your current home is kept clean and tidy during this period and in a presentable condition to facilitate viewings to potential purchasers. You can stay in your current home until your new home is ready and a notice to legally complete is issued by us specifying the legal completion date. The dates for exchange and completion of your purchase of the new home from us must be the same as those on selling your current home to us. This offer is not to be used in conjunction with any other offer, discount, promotion or scheme. Not applicable to second homeowners or investor purchasers. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Subject to individual lender terms and conditions. Our usual reservation and sales terms and conditions also apply. Please speak to one of our sales consultants for more details.
Smooth Move‡ is available on selected new build homes only, subject to contract and eligibility criteria. Acceptance is at our sole discretion. We reserve the right to refuse to agree to Smooth Move‡ and we are under no obligation to give reasons why. To take advantage of this offer you must make us aware before reserving a property from us and before any other discount is applied. Offer may be withdrawn at any time prior to reservation. We may also require evidence of your financial ability to proceed with the purchase of a new home from us. You are not obliged to accept any marketing price we suggest for your current home. We will instruct local estate agents to undertake independent valuations and marketing advice for your current home before we make an offer on a marketing price for your current home. The realistic offer price may be lower than an initial marketing price and is based on achieving a sale within a specified timescale fixed by us. You have the final say of the marketing price, but Smooth Move‡ will not be available if the price you wish to market your current home is higher than our offer or not in the required timescale.
You confirm and agree:
• No party is currently negotiating to purchase your current home
• No introduction has already been made by another party to a potential buyer of your current home
• Not to instruct another estate agent to sell your current home
You may need to leave a full set of keys and allow access to your current home for accompanied viewings for potential buyers with the appointed estate agents. You agree that we will determine which estate agent is instructed and the terms of that appointment. It is not guaranteed that a buyer will be found for your current home or that any buyer will be willing to pay the desired marketing price. We may continue to market the new home that you wish to purchase from us, we reserve the right to take a reservation on this home from another buyer before the sale of your current home to a third party is agreed. If your chosen new home is no longer available, an alternative new home may be offered, but there is no obligation on either party to proceed with Smooth Move‡. Any sale of your current home to a third-party buyer is at a price approved by you. A reservation fee is payable when you reserve your chosen new home. If you choose not to proceed or Smooth Move‡ is withdrawn, we will retain up to fifty percent of the reservation fee to cover reasonable administrative costs. You agree only to confirm a sale of your current home with a buyer who can achieve an exchange within the agreed reservation period and who has been financially qualified to proceed with the purchase of your current home. The dates for exchange and completion of your purchase of the new home from us must be the same as those for the sale of your current home. On the simultaneous legal completion of the sale of your current home and the purchase of your new home from us, we will pay the estate agents fees. Please note your buyer could cancel prior to legal exchange of contracts for the sale of your current home. In this instance, your reservation fee may be at risk if you cannot proceed. We reserve the right to withdraw Smooth Move‡ if an acceptable buyer is not found within the specified timescale. Should we secure a buyer for your current home on your behalf, and you do not proceed to purchase a new home from us, you may be liable to pay all estate agent fees relating to the sale of your current home. This offer is not to be used in conjunction with any other offer, discount, promotion, or scheme. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Subject to individual lender terms and conditions. Our usual reservation and sales terms and conditions also apply. Please speak to one of our sales consultants for more details.
Home Reach Flex is available on selected new build homes only, subject to contract and eligibility criteria. Home Reach Flex is a new build shared ownership scheme brought to you by Heylo Housing Group. The scheme is subject to individual mortgage lender qualification and affordability criteria as prescribed by Heylo Housing Group. Shares from 65-75% of the new home are available under the scheme, prices advertised represent a 75% share of the new home. Eligibility for the scheme may be withdrawn at any time prior to reservation. Rent will be charged at 3.25% of the unacquired equity share and is reviewed annually in line with the year-on-year change to RPI in the preceding 12 months plus additional 0.5% and a monthly lease management fee of £23.52. A deposit of 10% of the share purchased is payable on exchange of contracts. The property will be sold on a shared ownership leasehold basis with a term of 999 years. You will be an assured tenant with Heylo as the landlord until such time you staircase to own 100% of the property. More information on eligibility and affordability of using the Home Reach Flex scheme to purchase your new home can be found at www.homereachflex.co.uk. Home Reach Flex is also subject to the terms and conditions of Heylo Housing Group. Home Reach Flex cannot be used in conjunction with any other offer, discount, promotion or scheme. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Subject to individual lender terms and conditions. Our usual reservation and sales terms and conditions also apply. Please speak to one of our sales consultants for more details.
